Effective Date: September 1, 2026

Sands Insurance is an independent insurance agency based in Ankeny, Iowa. 

We represent multiple insurance companies and may not represent every insurer available in your area. We do not act as an insurer ourselves — we work with licensed insurance carriers to help you find coverage. 

Sands Insurance and its producers are licensed to sell insurance in Iowa and Missouri. Producer License #17559751. 

Before any sales presentation, our producers will identify themselves as an insurance producer and state their full name and the full name of the insurance company they represent in that conversation. 

A quote provided through this Site, by phone, or by email is an estimate only. It is not a binder of insurance and is not a guarantee of coverage, price, or eligibility. Coverage is subject to the terms, conditions, exclusions, and limitations of the policy actually issued, and underwriting approval by the applicable carrier. 

We do not transact insurance on your behalf without your authorization.