You run the job site. We make sure your coverage actually holds up on it.
Running a trade business in Iowa means real risk every single day — a job that goes wrong, a tool that gets stolen off a truck, a claim that shows up months after the work is done. Most business owners find out what their policy actually covers at the worst possible time. We’d rather you know now.
Who we work with
- Small business owners — whatever you run, we make sure your policy fits your business, not a generic template
- Electricians — general liability that matches the actual jobs you do, completed operations coverage for claims that surface after you’ve moved on, and tools & equipment protection that isn’t an afterthought.
- HVAC & plumbing contractors — coverage built around install risk, equipment exposure, and the water damage liability that standard policies often miss.
The gaps we see most often
- General liability that doesn’t match the job types you actually do
- Missing completed operations coverage — the claims that hit after the job’s done
- Workers comp misclassification that leads to ugly audit surprises
- No one checking the policy year over year as the business changes
Why go independent
We’re not tied to one carrier’s product. We shop your business across multiple insurers and bring back what actually fits — the coverage, the price, or both. If your current policy already checks out, we’ll tell you. If it doesn’t, we’ll show you exactly what’s missing.
Local. Independent. On your side.
We’re based right here in Ankeny, and we work with contractors across the whole state. When you call, you’re talking to someone who already knows your policy — not starting over with a call center.
Not sure if you’re covered where it counts?
A Free Policy Review takes about 15 minutes. No cost, no obligation. We’ll look at what you have, tell you straight, and if we can do better, we show you.
